What is Financial Planning?
Financial Planning is the process of meeting your life goals through the proper management of your finances. Life goals can include buying a house, saving for your child's higher education or planning for retirement. The Financial Planning Process consists of six steps that help you take a 'big picture' look at where you are currently. Using these six steps, you can work out where you are now, what you may need in the future and what you must do to reach your goals. The process involves gathering relevant financial information, setting life goals, examining your current financial status and coming up with a strategy or plan for how you can meet your goals given your current situation and future plans.
Retirement Planning
Increasing longevity and absence of any social security system, makes retirement planning utmost important to all of us in India. We help you in creating decent retirement fund to ensure quality of life for your golden years. Pension policies may not be the ideal product for retirement planning.
Higher Education Planning
The cost of an MBA which cost 20 Lacs now can be around 63 Lacs after 15 years with 8% inflation. We will help you in planning for this to ensure that your child is getting the best possible higher education. Children policies may not be the best option for this.
Tax Planning
Fixed deposit is one the most safe investments but it is not the most tax efficient option. We help you in reducing your tax burden by suggesting tax friendly investment options as per the tax laws.
Marriage Expense Planning
All of us have big dreams regarding marriage of our children. We help you in ensuring that you have enough money for this goal at the right time by investing in the right instruments.
As a Certified Financial Planner with over 8 years of experience in the financial industry, Kanti Mepani understands that it takes a commitment to detail, service and ongoing education to keep up with the ever-changing financial world and earn the trust of our valued clients.